Real estate12 min

Hoguet law and the carte T professional licence

Transaction licence, financial guarantee, insurance, written mandate and fee display: the Hoguet baseline for anyone selling property in France.

Vyro Team··12 min·Updated September 24, 2026

What is hoguet law and the carte T professional licence?

Transaction licence, financial guarantee, insurance, written mandate and fee display: the Hoguet baseline for anyone selling property in France.

The Hoguet law (2 January 1970) covers anyone who habitually brokers someone else’s property in France. Without a professional card, a mandate does not support a fee.

The carte T is the transaction licence, issued by the chamber of commerce, separate from property management (G) and co-ownership management (S). It is renewable. Requirements include professional competence, professional indemnity insurance, and a financial guarantee if you hold client money. Employees and commercial agents act under the holder’s card, with a written authorisation.

No fee without a prior written mandate stating the property, the price, the fee, who pays it, the duration and the powers. Client funds go through a protected account or the notary. Fees are displayed in the window, in the ad and in the mandate.

The card does not let you draft the notarised deed or run rentals on a transaction licence alone. Clause outline: sales mandate template.

Frequently Asked Questions

Who issues the carte T?
The local chamber of commerce, for transaction activity. It is renewable and does not replace the financial guarantee or professional indemnity insurance.

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#Hoguet#carte T#real estate licence

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